Motorcar

Basic Requirements for Motor Vehicle Claim

  1. Car Registration and Official Receipt
  2. Driver’s License and Official Receipt
  3. Completed Motor Accident Report Form (enclosed in this Policy Booklet) or Duly Notarized Original Owner’s/Driver’s Affidavit (for minor collision, self accident) or
    Police Report (original or certified true copy)
(for accidents involving third parties or theft loss or severe vehicle damage)
  • Photographs of the damaged vehicle, picture/s taken at the accident site, estimate (if available)

A. TOTAL LOSS 

  • Photographs of the damaged vehicle, picture/s taken at the accident site, estimate (if available)
  • Original Car Registration & Official Receipt
  • Statement of Outstanding Loan Balance from the 
Bank (if mortgaged)
  • Vehicle Sales Invoice & Delivery Receipt
  • Original and duplicate keys
  • Vehicle Manual and Warranty Booklet

 B. CARNAP

  • Original Car Registration and Official Receipt
  • Statement of Outstanding loan balance 
from the bank (if mortgaged)
  • Vehicle Sales Invoice & Delivery Receipt
  • Original and duplicate keys
  • Alarm Sheet (original or certified true copy)
  • Complaint Sheet (original or certified true copy)
  • Vehicle Manual and Warranty Booklet
  • Certificate of Non-Recovery

C. THIRD PARTY PROPERTY DAMAGE TO VEHICLE 

  • Insurance Policy of Third Party
  • Car Registration and OR
  • Driver’s License and OR
  • Original Certificate of No Claim from Insurer
  • Stencils of Motor and Chassis Number of Third Party Vehicle
  • Estimates (if available)
  • Photographs (if available)
  • Stencils of Motor and Chassis Number of Insured Vehicle

D. THIRD PARTY OTHER THAN VEHICLE

  • Colored pictures of the damaged property
  • Estimated cost of repairs of the damaged property
  • Proof of Ownership
  • Stencil of Motor and Chassis Number of Insured Vehicle

E. THIRD PARTY BODILY INJURY

  • Original Medical Certificate
  • Original Receipts of Medicine
  • Original Hospital Bills
  • Original or NSO/Civil Registrar’s copy of Birth  Certificate (if minor)

  • Stencils of Motor and Chassis Number of Insured Vehicle
  • Picture showing the injury of the victim (if available)

F. THIRD PARTY DEATH 

  • Original or Certified True Copy of Death Certificate (front and back)
  • Original Funeral Receipts
  • NSO/Civil Registrar’s Copy of Marriage Contract (if married)
  • Original or NSO/Civil Registrar’s Copy of Birth Certificate (if minor or single)
  • Picture Showing the injury of the victim (if available)
  • Stencils of Motor and Chassis No. of Insured Vehicle

    UPON SETTLEMENT

  • Assured/Payee’s two (2) Valid Government issued Identifications (with photo and signature)
  • Special Power of Attorney (SPA) in the absence of the Assured/Payee (must be accompanied with two (2) Valid 
Government issued ID’s of both the principal and the representative with photo and signature)
  • Original Duly Notarized Board Resolution or Corporate Secretary’s Certificate if the claim is payable to a corporate entity (must be accompanied with two (2) Valid Government issued ID’s of the Corporate Secretary 
and the Company representative (with photo and signature) *as required by LTO
  • Original Insurance Policy and official receipt (for total loss and carnap claims)