With Standard Insurance’s Motorcar Insurance, you get the most comprehensive insurance package which will ensure your safety and peace of mind.

The Standard Motorcar Insurance gives you more reasons to drive with ease and peace of mind with the following coverages:

Own Damage

Coverage against damages to the property insured arising from accidental collision, overturning, falling, fire and malicious acts of third party.


Coverage that indemnifies the assured in case of loss of the whole insured vehicle or parts resulting from the acts of thieves or carnappers.

Compulsory Third Party Liability (CTPL)

Coverage required by the law that protects the assured against liability for death of or bodily injury to third party arising from an accident involving the insured vehicle, subject to the schedule of indemnities incorporated in the policy.

Excess Bodily Injury (EBI)

Voluntary coverage answers for indemnities beyond the limit set forth under CTPL coverage.

Acts of Nature Coverage (AON)

Coverage against the   forces of nature. This Cover will protect your    car against damages directly caused by typhoon, flood,   hurricane,  volcanic eruption, earthquake or other  convulsions of nature.

Third Party Property Damage (TPPD)

Voluntary coverage against liability for damage to third party property arising from accident caused by the insured vehicle.

PA Rider

This is a voluntary coverage that financially protects the passengers against injury or death arising from car accident.